The answer is the third choice, "Borrowed words are words that we use from a different language."
Cognates are words that sound are are spelled the same in English and Spanish. An example would be the english word "gorilla" and the Spanish word "el gorila." Both are spelled and pronounced similarly.
Borrowed words are words that are taken from a different language and used in English. For example, the English language borrows words from Spanish like burrito, piñata, etc.
