Answer:
It is True that mutual insurers may pay dividends to their policy owners.
Explanation:
A mutual insurance agency is an insurance agency claimed altogether by its policyholders. Any benefits earned by a common insurance agency are either held inside the organization or discounted to policyholders as profit appropriations or diminished future premiums.
Its policyholders possess a standard insurance agency. Surplus might be appropriated to policyholders as profits or held by the backup plan in return for decreases in future premiums.