Dan avoids applying to college because he doubts he can succeed. He is working a retail job, but he tends to focus on the things he does wrong. In fact, he has almost no confidence in his abilities, and when he experiences a setback at work he is ready to quit. Albert Bandura would say Dan has ________.
a. low self-efficacy
b. malfunctioning cognitive processes
c. no context
d. vicarious learning