Zippy is earning ​$40,000 per year working for​ Joe's Car Repair. He also has savings of ​$100,000​, on which he is earning​ 10% annual interest. He decides to leave​ Joe's Car Repair to invest his savings in starting his own car repair business. In the first​ year, Zippy's Speedy Car Repair earns revenues of ​$200,000 and has explicit costs of ​$150,000. ​Zippy's economic profit​ (or loss) in the first year is?