Answer: The person will either LOSE the ultimate death benefits or the death benefits will be REDUCED.
Explanation:Long-Term care Rider is a life insurance policy where the policy holder seeks accelerated payment of his death benefits due to a chronic sickness or a terminal health issue. This insurance product ensures the terminally ill gets his or her death benefits paid during his lifetime for him to take of his health condition. The beneficiary will lose all or some of his or her death benefits.