Okay, I’ll list as many as I can think of and you can pick your favorites...
Housing- a basic need, shelter, we all need to save money to live under a roof.
Transportation- car, bus, bike, train, boat, plane, or anything in between to get you where you need to be. Essential if you have a job that you can’t walk to.
Food- we all need food to live
Utilities- water and electricity, as well as the internet; These are all essential.
Insurance- in case anything bad happens in your life, you won’t have to pay it all.
Medical and Healthcare- you need to keep safe and healthy, not paying the ridiculous amounts charged if you have insurance.
Saving, investing, or debt paying- you always need to save if you want to have a future, invest if you want to make money quicker. And pay off your debts (very important)
Entertainment- things like museums, shows, or buying tickets to the movies. Helping to keep your morale up and letting you enjoy life.
Luxuries- Fun things that improve your daily life and that you splurge on when you have money left over after paying for the important things.
I hope this helps!
