Answer and explanation:
Saving implies setting an amount of money of your income aside and put it into a bank account or store it somewhere considered safe. If deposited in a bank the money gains interest, thus, there will be a relative increase in the initial sum deposited.
Investing implies providing money to a third party or using that money personally to start up a venture. In such cases, there is a risk that the investment could be lost.
Thus:
A) Ginny buys new bulldozers for her construction firm. (Investment)
B) Eric purchases a certificate of deposit at his bank. (Saving)
C) Kenji takes out a mortgage for a new home in Detroit. (Investment)
D) Lucia purchases stock in Pherk, a pharmaceutical company. (Saving)