Answer:
Roth IRA
Explanation:
There are two special characteristics of Roth IRA
1. It is free of Tax
2. It could only be taken after you're 59,5 years old or older and have contributed to the account for more than 5 years. This means that this investment require a long term commitment.
It is commonly used as a form of retirement plan. When you put your money in this account, it will be distributed to various securities in order to grow its value. On average, the amount of money you put on this account will have a growth rate of 7-10% each year.
