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Donna has a home that is insured to its maximum value. She often leaves the door unlocked in case she forgets her keys. She knows that her insurance policy will pay for any losses if her home is robbed. Which of the following best applies to Donna?
a. moral/morale hazard
b. physical hazard
c. societal hazard
d. none of the above

Respuesta :

Emhicee

Answer:

a. moral/morale hazard

Explanation:

A moral hazard is a term used in insurance to describe the attitude of an individual towards his property.

In the question above, Donna leaves her home open which is not ideal despite insuring it.

But as a result of her ability to forget her keys at home, she leaves the door open.

Cheers.

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