Answer:
D. All of the above
Step-by-step explanation:
Insurance costs are influenced by any factor that can reasonably be tied to the cost of claims made against an insurance policy. These costs are carefully analyzed by insurance companies to determine correlations that may be influential.
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In general, women have different driving habits than men, so gender has an influence on insurance costs.
Some areas of a city have different statistics related to vandalized or stolen vehicles, so may influence insurance costs. Certain areas may have different accident statistics, or may experience different kinds of accidents, so repair costs may differ by where you live or where you drive.
Some cars are more expensive to repair than others. Any car with custom features (stereo, upholstery, paint) will likely cost more to repair (and may be subject to more vandalism).
So, all of the above influence insurance costs.
