PLEASE HELP, 35 POINTS!!

What type of automobile insurance pays for claims against you for the injuries and property damage of persons other than yourself?
A): $170.00
B): $270.60
C): $300.50
D): $332.00

Jerome uses the formula, P = 2DB, to find his approximate six-month premium when his driver risk factor, D, is 1.02 and the basic six-month premium is $500.
What will his monthly premium be?
A): $170.00
B): $270.60
C): $300.50
D): $332.00